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Enjoy Installment Plans without a Credit Card using TendoPay at Urban Gadgets PH

TendoPay is an installment plan solution that gives you the convenience to buy now and pay later for your online purchases in 2 to 24 months installments. No need for credit cards or bank accounts.

There are 2 ways to do it:

  1. Create an Account on www.tendopay.ph in a few simple steps.
  2. Select TendoPay as the payment method while checking out on urbangadgets.ph or purchase vouchers at TendoPay website and use it while shopping with us.

In order to start using TendoPay, you need to:

  • Be at least 18 years old and possess two of the officially accepted IDs (to find the full list please refer to the question below)
  • Have a valid e-mail address
  • Have a valid mobile phone number
  • Provide TendoPay with your full name and date of birth

After setting up your account, TendoPay will need to verify your identity and evaluate your application. For the verification purposes, TendoPay will need to complete following steps:

  • Provide TendoPay a Valid e-mail address and Philippines mobile phone number
  • Upload a clear photo of one of the Primary IDs (to find the full list please refer to the question below – “What is the officially accepted Primary ID?”).
  • Upload a clear photo of the proof of address (to find the full list please refer to the question below – “What is the officially accepted proof of address?”
  • Take a selfie with the submitted Primary ID and upload it.
  • Upload a clear photo of the proof of income (to find the full list please refer to the question below – “What is the officially accepted proof of income?”)
  • Answer a few questions, which will allow TendoPay to get to know you a bit better.

When you complete all of the above, give TendoPay a while, and they will come back to you with the decision within maximum 1 working day. If you are approved, you can start shopping at Urban Gadgets PH with TendoPay!

TendoPay accepts the following IDs:

  • Driver’s license
  • SSS (Social Security System)
  • Passport
  • PRC (Professional Regulation Commission)
  • UMID (Unified Multi-Purpose)

TendoPay will need a photo of one of the following documents, so that they can verify your address:

  • Mobile Phone bill (not older than 3 months)
  • Electric bill (not older than 3 months)
  • Water bill (not older than 3 months)
  • Phone bill (Not older than 3 months)
  • Cable TV bill (not older than 3 months)
  • Credit Card bill (not older than 3 months)
  • Internet bill (not older than 3 months)

Please remember that the address provided on the uploaded document must match the delivery address of your online purchases.

TendoPay will accept proof of income such as payslip or COE (Certificate of Employment) which is not older than 2 months.

You don’t need bank account or credit history to use TendoPay.

There are no upfront fees for using TendoPay. You will be charged an interest rate which will be included in your monthly installment. TendoPay is committed to fair rules and clear pricing, therefore you will see exact fixed monthly payment before completing the transaction. In case you miss your payment deadline there will be additional late payment fees.

The limit for purchases will depend on your application and will vary from ₱3,000 up to ₱30,000. However, while you make more purchases with TendoPay and repay the installments on time, TendoPay will be increasing your limit.

You will be able to repay your installments at the outlets below. You can also learn how to make repayments here: Repayment Info Page

  • 7eleven
  • Cebuana Lhuillier
  • LBC
  • Bayad Center
  • Robinsons Dep’t Store
  • SM Dep’t/Supermarket/Savemore Counter
  • ECPay
  • GCash
  • PayMaya

Yes, protecting your personal information is our top priority. We encrypt all sensitive data. We also provide physical, electronic, and procedural safeguards to protect your information. We do not sell or rent your information to anyone.

Yes, TendoPay will send you several email and SMS reminders regarding your upcoming payment.

If you do not pay your installment on the due date, your account will be blocked until you pay the outstanding amount. You will continue to get a reminder to pay as long as you do not settle your outstanding balance. If you fail to pay, TendoPay is entitled to take action under your agreement with them, such as the use of third-party debt collection services and / or the reporting of your non-payment actions to the credit bureau.

Approval process will take maximum 1 business day from the moment you submitted all required documents.

If you would like to CANCEL or DELETE your TendoPay account that’s not a problem. You can contact their support staff at: helpdesk@tendopay.ph and they will immediately remove your account. Please allow TendoPay 24 hours to remove all your information and documentation.